Location

We are located in the heart of the Philippines, serving our community.

Address

Iloilo Business Park, Enterprise Rd, Mandurriao, Iloilo City, 5000 Iloilo, Philippines

Hours

10 AM - 10 PM

FAQs

1. How much can I borrow?

Answer: Loan amounts range from ₱200,000 up to ₱5,000,000, depending on your eligibility and requirements.

2. What are the interest rates?

Answer: We offer fixed low rates:

₱200,000 – ₱499,999 → 0.2% monthly interest

₱500,000 – ₱5,000,000 → 0.1% monthly interest (special rate for higher amounts)

3. What documents do I need to apply?

Answer: You only need:

Valid ID (Passport, UMID, Driver’s License, etc.)

Proof of Employment/Income (Payslip or Contract for OFWs)

Active Bank Account

Completed online application form

4. How long does approval take?

Answer: Registration takes just 5 minutes online. Approval is processed within 24–48 hours once requirements are complete.

5. How do I receive the loan?

Answer: After approval, your loan is credited directly to your registered bank account.

6. What are your working hours?

Answer: Our support team is available from 10:00 AM to 10:00 PM, Monday to Sunday.

7. Can I apply even if I’m overseas?

Answer: Yes. Our platform is 100% online, so OFWs and clients abroad can apply easily.

8. When is the payment due date?

Answer: Installments are collected every 15th of the month through your registered bank account.

9. Is this company legit?

Answer: Yes. We are SEC-registered in the Philippines and partnered with SM Investment Corporation. You may verify our registration directly on the SEC website.

10. What happens if I can’t pay on time?

Answer: If you miss your due date, a late payment charge may apply, and your credit record may be affected. We recommend contacting your loan assistant immediately so we can help you arrange a solution and avoid additional penalties.